Social Network Profile+Credit Score=No Job For You

Getting a job is harder than ever now that the entire country is affected by corporations filing bankruptcy, the failing economy and the foreclosure crisis.

Now you not get only get your credit checked you get your social networks checked and used as part of the interview and evaluation process.

Almost everyone uses the Internet and set up a public profile on a social network site to find old friends or make new friends. Networking on the internet makes our personal lives public.

Social networking sites create a “permanent record” on the Internet which can be viewed by almost anyone.

Why are employers looking at your social networking sites? What are they using this information for? What does it have to do with your work ethic?

Is it a legitimate reason for looking at your social networking profiles to determine your qualifications for being hired?

In an article witten by Josh Catone / March 21, 2008

On the pro side, Greg Fish argued that social networking profiles aren’t resumes and companies should not use them when determining if an applicant should be hired. “A public profile is a vehicle for casually interacting with others in an informal setting, on personal free time,” he wrote. “When companies use these profiles to find not only a professional but also an ideological match for a job, they’re misleading themselves and building ill will with talented prospective employees, who might decline to apply for a job for fear a comment about China on their blogs makes them persona non grata.”

On the con side, Timothy Lee said that there were plenty of legitimate reasons for employers to look at social networking profiles of prospective hires. “Employees in sales, public relations, and customer service function as representatives for the companies they work for, so employers have a legitimate interest in ensuring potential workers won’t embarrass the company,” he wrote.

Social networking brings the world closer together and was meant to create connection. Connection is a good thing

Employers are trying to find a perfect match for the positions they offer with the goal of creating a strong pool of individuals that will get the job done and fit into the company culture,

A position that is highly visible in which you will be representing the company your personal conduct could play a big part in how employers see your qualifications if you have questionable photos on a social network site.

Some have even been fired based on what employers found on a social network site.

When looking at your credit history, if you do not have a great credit score a repossession, foreclosure, bankruptcy or delinquent bills can reduce or completely eliminate you from consideration.

If you could get a good job, it may be possible to clean up your credit history – at least this is logical thinking. Many people have foreclosures and bad debt now due to no fault of their own.

What are they looking for?

Employers Look for Responsibility

If an applicant is under consideration for a position handling money, disbursing money or in charge of equipment, running a credit check is a way to determine trust and integrity. If you have a lot of debt that has been unmanageable, you may not be trusted to take on the company budget or petty cash pool.

If a person is truly financially desperate, an employment credit check is believed to potentially identify the possibility of financial problems that may adversely affect an applicant’s performance on the job.

An employment credit report provides insight into an applicant’s financial responsibility by listing any aliases, bankruptcies, liens, judgments, credit cards, loans, mortgages, collections and summaries of the individual’s payment patterns. Reports may also contain previous employers and addresses.

A good job can create stability for families to live decent productive lives for the pursuit of happiness. Employers are looking for stable individuals that can manage their finances, personal life and public persona

We are all looking for stability in a climate of instability where personal profiles are scrutinized, homes are foreclosed due to unfair lending practices, businesses get bailed out due to mismanagement, millions get laid off, and health care is not affordable, as the mainstream media tells us everyday how bad it really is.

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